Fully Serviced with Fast WhatsApp Support
Malaysia's Trusted Foreign Worker Insurance One-Stop Centre.
Buy SPIKPA IG with your FWCMS ITR — then keep the same team for FWCMS help, endorsements, claims and renewals.





8,000+ Malaysian employers
50,000+ active policies
5.0★ Google Review
Trusted since 2023
Cashless Admission
Active Policies
50,000+
Reliable &
Secured
Fast claims
Managing foreign worker insurance doesn’t have to be complicated. Get SPIKPA IG in just a few clicks — fast, compliant, and handled end to end.
By eInsurans Helpline
Our Insurance Solutions
Explore our growing range of insurance solutions designed for businesses
and individuals, with more products coming soon.
Essential coverage for domestic helpers and household employers.
Why Employers Stay with eInsurans
Anyone can sell you SPIKPA IG. Staying with you afterwards is the part that matters.
One stop. Full Service Team.
Quotation, purchase, FWCMS help, endorsements, claims, refunds and renewals. The same team handles all of it — you are never passed to someone else.
Auto update FWCMS status.
We are linked to the FWCMS gateway. Your worker’s status changes to “Insurance Purchased” right after payment — no counter visit, no manual upload.
When FWCMS gets stuck.
Status still showing “ITR Generated”? Wrong details on a permit? WhatsApp us and a real person works through it with you. We are here for you every day.
Claims and changes, handled here.
Hospital admission, endorsement, change of worker details, cancellation and refund. You deal with us, not a call centre you have never spoken to.
Everything SPIKPA covers Foreign Worker Insurance
SPIKPA IG Provides:
- Mandatory medical insurance for foreign workers in Malaysia
- Insurance guarantee for smooth government permit processing
- Cashless hospital admission at panel hospitals
- Fast claims handling with real expert support
- Automatic updates to the FWCMS system for hassle-free renewals
Trusted Protection for Your Workforce
Since 2023, eInsurans has been helping businesses safeguard their employees with comprehensive foreign worker medical insurance.
Partnering with
Leading Insurers in Malaysia
Choose the right policy, and get instant coverage from Malaysia’s top-rated insurers.
Who we serve
Trusted by 8,000+ employers, in every sector
that hires foreign workers.
Manufacturing floors, construction sites, estates, farms and shop fronts — one team for SPIKPA IG, FWCMS help, claims and renewals.
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Manufacturing
Shift intakes across several lines, with workers joining all year.
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Construction
Workers spread across sites, permits expiring on different dates.
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Plantation
Estates far from any counter, so it is all settled on WhatsApp.
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Agriculture
Small teams and seasonal intakes, with no HR to chase FWCMS.
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Services
Restaurants, retail, cleaning, security and hotels — a few at a time.
From 1 worker to five thousand — the process is identical.
What Malaysian Employers Say
EXCELLENT Based on 46 reviews Posted on Google Matthew TanTrustindex verifies that the original source of the review is Google. User friendly website and easy to navigate. Highly recommended.Posted on Google BigDaddy MagenTrustindex verifies that the original source of the review is Google. Super easy and user friendly.Posted on Google Admin PsgTrustindex verifies that the original source of the review is Google. We have been using eInsurance to manage our foreign workers insurance & the experience has been consistently reliable & hassle-free. The platform is easy to use, smooth & their customer support team responds quickly whenever we need assistance. Managing multiple workers used to take a lot of time, but eInsurance has made the process much more organized & efficient. We truly appreciate their professionalism & continuos support. Thank you for helping business like ours grow with confidence. Highly recommended for anyone handling foreign workers insurance in Malaysia.Posted on Google pasaraya k ceria kuala nerangTrustindex verifies that the original source of the review is Google. greatPosted on Google Mee Ling CheahTrustindex verifies that the original source of the review is Google. The system is user friendly. When I facing some problem, the support team is ready to assistPosted on Google Sean AlvinTrustindex verifies that the original source of the review is Google. Extremely seamless and user-friendly platform! I needed to renew the Foreign Workers Hospitalization and Surgical Scheme (SPIKPA/FWHS) for my team and got the e-policies issued instantly. The digital interface made uploading worker details completely hassle-free. Highly recommend for employers looking to save time on paperwork!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Insights & Updates
Stay informed with the latest tips, news, and guidance on foreign worker insurance and compliance for Malaysian businesses.
Ready to buy SPIKPA IG?
Choose your insurer and buy in minutes. FWCMS updates itself after payment — and we stay for everything after