Fully Serviced with Fast WhatsApp Support

Malaysia's Trusted Foreign Worker Insurance One-Stop Centre.

Buy SPIKPA IG with your FWCMS ITR — then keep the same team for FWCMS help, endorsements, claims and renewals.

8,000+ Malaysian employers

50,000+ active policies

5.0★ Google Review

Trusted since 2023+

Cashless Admission

Active Policies
50,000+

Reliable &
Secured

Fast claims

Managing foreign worker insurance doesn’t have to be complicated. Get SPIKPA IG in just a few clicks — fast, compliant, and handled end to end.

By eInsurans Helpline

Our Insurance Solutions

Explore our growing range of insurance solutions designed for businesses
and individuals, with more products coming soon.

Foreign Worker Insurance (SPIKPA IG)

Mandatory medical insurance and insurance guarantee for foreign workers in Malaysia.

Maid Insurance

Essential coverage for domestic helpers and household employers.

Motor Takaful

Comprehensive and third-party protection for cars and vehicles.

Motorcycle Takaful

Affordable and reliable coverage for motorcycle owners.

Travel Takaful

Flexible protection for local and international travellers.

Houseowner and HouseHolder Takaful

Comprehensive protection for homeowners and tenants.

Why Employers Stay with eInsurans

Anyone can sell you SPIKPA IG. Staying with you afterwards is the part that matters.

With a strong focus on foreign worker insurance, eInsurans is designed to streamline coverage for foreign workers to safeguard businesses.

One stop. Full Service Team.

Quotation, purchase, FWCMS help, endorsements, claims, refunds and renewals. The same team handles all of it — you are never passed to someone else.

Auto update FWCMS status.

We are linked to the FWCMS gateway. Your worker’s status changes to “Insurance Purchased” right after payment — no counter visit, no manual upload.

When FWCMS gets stuck.

Status still showing “ITR Generated”? Wrong details on a permit? WhatsApp us and a real person works through it with you. We are here for you everyday.

Claims and changes, handled here.

Hospital admission, endorsement, change of worker details, cancellation and refund. You deal with us, not a call centre you have never spoken to.

Card · FPX Personal · FPX B2B
Real people on WhatsApp, Mon–Sun 9am–6pm. No chatbots.

Everything SPIKPA covers Foreign Worker Insurance

Get mandatory SPIKPA IG coverage quickly and securely using your ITR number, purchase in just a few clicks and stay compliant effortlessly.

SPIKPA IG Provides:

Trusted Protection for Your Workforce

Since 2023, eInsurans has been helping businesses safeguard their employees with comprehensive foreign worker medical insurance.

Clients Insured
0 +
Workers Protected
0 +
Top Satisfaction
0 %

Our Insurance Solutions

Explore our growing range of insurance solutions designed for businesses
and individuals, with more products coming soon.

Foreign Worker Insurance (SPIKPA IG)

Mandatory medical insurance and insurance guarantee for foreign workers in Malaysia.

Maid Insurance
Essential coverage for domestic helpers and household employers.
Motor Takaful
Comprehensive and third-party protection for cars and vehicles.
Motorcycle Takaful

Affordable and reliable coverage for motorcycle owners.

Travel Takaful

Flexible protection for local and international travellers.

Houseowner and HouseHolder Takaful

Comprehensive protection for homeowners and tenants.

Partnering with
Leading Insurers in Malaysia

Choose the right policy, and get instant coverage from Malaysia’s top-rated insurers.

Who we serve

Trusted by 8,000+ employers, in every sector
that hires foreign workers.

Manufacturing floors, construction sites, estates, farms and shop fronts — one team for SPIKPA IG, FWCMS help, claims and renewals.

  • Manufacturing

    Shift intakes across several lines, with workers joining all year.

  • Construction

    Workers spread across sites, permits expiring on different dates.

  • Plantation

    Estates far from any counter, so it is all settled on WhatsApp.

  • Agriculture

    Small teams and seasonal intakes, with no HR to chase FWCMS.

  • Services

    Restaurants, retail, cleaning, security and hotels — a few at a time.

From 1 worker to five thousand — the process is identical.

What Malaysian Employers Say

Insights & Updates

Stay informed with the latest tips, news, and guidance on foreign worker insurance and compliance for Malaysian businesses.

perkeso skim lindung 24 jam

Things You Need To Know About Skim Lindung 24 Jam

Yes, Skim Lindung 24 Jam is mandatory for foreign workers in Malaysia. See the cost, coverage, and whether it replaces your SPIKPA/FWHS insurance.

Foreign Worker Post-Arrival Checklist Malaysia: A 30-Day Employer Timeline

Foreign worker post-arrival checklist Malaysia: a 30-day guide to hostel rules, SOCSO, insurance, and the FOMEMA deadline, in order.
Two woman standing Business working concept

Cost to Hire Foreign Worker in Malaysia: 2026 Breakdown

Complete 2026 breakdown of every cost to hire a foreign worker in Malaysia. Levy, FOMEMA, SPIKPA, SOCSO, EPF, and agent fees in one per-worker budget.

Ready to buy SPIKPA IG?

Choose your insurer and buy in minutes. FWCMS updates itself after payment — and we stay for everything after